Price comparison sites lay out plenty of cheap deals and the pros of each policy. Some may offer higher excesses in return for lower premiums, while others may charge to protect your no claims bonus and add other drivers.

The trouble with the apparent simplicity of these policies is that they may just be that – apparent. Without fully understanding the small print, you could be setting yourself up for disappointment when it comes to a claim.

We make clear any motor insurance policies we present to you at R McGee, including any small print, so you know what you’re covered for, and there are no extra fees to worry about.

We also have access to deals via insurers which may not be found on price comparison sites, so it’s worth speaking to the brokers who put your interests as a motorist first.

Key features

• Unlimited use abroad up to 90 days
• EU and home start breakdown
• Courtesy vehicle
• Personalised registration plates